Customers who have been approved for Brex Cash have a few options to receive credit limits depending on their business type. With a Brex Cash account, your credit limit is often more predictable, since we don’t need to rely on external bank accounts to view your available cash.
Customers who have only applied for, or only qualified for, daily statements will receive a credit limit of up to 80% of the balance in their Brex Cash accounts. Your credit card’s full outstanding balance will be collected at the end of each day from your Brex Cash account. As your Brex Cash balance fluctuates, your credit limit will fluctuate accordingly.
Monthly statements + Brex Cash
Customers who are approved for monthly statements, along with a Brex Cash account, will receive a credit limit calculated by adding the limit based on your connected bank and/or statements to the calculated limit based on your Brex Cash account. You can receive a credit limit of up to 20% of your connected bank and/or statements cash balance plus up to 30% of your Brex Cash balance.
Credit limits are calculated in part by Brex’s ongoing account-specific determination of risk. These credit limits are subject to change at any time at our sole discretion in accordance with our rights outlined in the Platform Agreement.