Brex Logo

Brex Cash


You can view your Brex Cash account and routing number from both the Brex mobile app and web dashboard. These account details can be used to complete tasks such as initiating an inbound wire or ACH transfer or paying recurring bills and charges.In the dashboardStep 1:Navigate to the Transactions...

Yes! There are many benefits to using a Brex Cash account. Please review the following types of rewards.Bonus pointsYou'll get 10,000 points when you spend $3,000 on your Brex card and 20,000 points when you link a payroll or ecommerce platform to Brex within your first 3 months.Once you meet either...

You can prevent unwanted ACH debits by managing which counterparties are authorized to pull funds from your Brex Cash account. Whenever an unauthorized ACH debit is attempted, all Brex Cash and card admins, as well as Brex Cash users, will be notified via email.There are two ways to configure your...

When you elect to access your unpaid revenue as cash, Brex charges a small fee per advance (1.5% per advance for Amazon, and 1.0% per advance on all other platforms). At the time of collection, Brex automatically redeems any available rewards points to offset as much of the instant revenue fee as we...

Brex Cash is not a bank account; it is a cash management account offered by Brex Treasury (a FINRA-registered broker-dealer) that functions very much like a business bank account but that is designed for the way small businesses actually work!You can use your Brex Cash account to securely deposit...

Getting you easy access to the funds you need to grow your business is why Brex exists. We process payments as quickly and safely as possible, though processing times will vary depending on the sending institution and payment method. Incoming ACH: Based on what time of day the ACH transaction is...

To initiate a wire transfer, navigate to Transactions under the Cash tab of your Brex dashboard and click Send payment.You’ll be asked for the following information: Recipient’s full name Sender full name Recipient phone number Sender phone number Recipient address Recipient bank name and...

Some ecommerce platforms will let you transfer funds via ACH or wire. If your platform allows this, you can externally initiate a transfer to your Brex Cash account. If you’re using Amazon, Shopify, Stripe, Square, or PayPal, you may have the option to receive funds through our instant revenue...

You can receive money via ACH, domestic wire transfer, international wire transfer, and checks.You’re currently not able to receive credit card payments or to request a payment via invoice.

International wire transfers are supported for the countries listed below. AlbaniaAlgeriaArgentinaArmeniaAustraliaAustriaBahamasBahrainBangladeshBelarusBelgiumBelizeBermudaBrazilBulgariaCambodiaCameroonCanadaCayman IslandsChileChinaColombiaCosta RicaCote d'IvoireCroatiaCyprusCzech...

To get you instant access to your earnings, there are a few initial verifications Brex needs to handle to ensure a seamless link with your other accounts, explained in the sections below. We’re verifying your bank accountBrex needs to verify that your linked bank account can be used to receive and...

If you sell through PayPal, Square, or Stripe, in order to qualify for instant revenue you’ll need to elect for your earnings to be automatically swept into your Brex account (or third-party bank account if you’d like to test instant revenue via trial access). To do this, please follow the platform...

What are deposit limits?There are three types of deposits and each has different limits:How are my deposit limits set?Deposit limits are determined by many factors including the tenure of your account, your deposit history, your spending history, and more. Your deposit limits are evaluated daily and...

Note: Multiple Brex Cash accounts is a feature that's currently only available to customers in our Early Access Program (EAP). To request access, please contact your relationship manager or email multiple-accounts@brex.com. If you’ve been chosen to be part of EAP and are approved for a Brex Cash...

Let’s get your account funded! Here are a few easy ways to increase your Brex Cash account balance and credit limit. Transfer funds from an external bank accountThis is typically the fastest way to add external funds to Brex Cash! Step 1: In the Cash tab of your Brex dashboard, click View details...

For your primary Brex Cash account, you can choose a custom percentage or specific dollar amount for allocating funds between FDIC-insured cash and money market funds (MMF) by following the steps below. You can change the allocation strategy at any time.Step 1: Navigate to Settings in your...

Transaction approvals allow Brex admins to delegate financial tasks to an AP clerk, while maintaining final control over when funds leave the account.Transactions made by an AP clerk will require final approval by an account admin before they begin processing. Read What are the various Brex role...

When a transfer from Brex Cash requires approvals, account admins will receive an email and a notification from their Brex mobile app to approve the payment. The admin can approve the transfer from either the email or mobile app and it’ll continue processing as expected.Some Brex Cash transfers...

Making payments and paying vendors from Brex Cash is quick and free of charge. Outgoing ACH: Typically processed within 2-3 business days, depending on what time of day the ACH transaction is submitted.Outgoing checks: Printed and mailed within 2 business days. From there, delivery times vary...

Here are some examples of ecommerce platforms that you can connect to your Brex Cash account:AmazonBigCommerceBraintreePayPalShopifySquareStripe,VenmoWixXoomThe connection to Brex is initiated from your ecommerce platform. If your platform isn’t listed here, please contact their customer service to...

If you've sent an ACH or wire from your Brex Cash account, you can track the status of the funds by using the tracking information available on the dashboard once your transfer has been processed. On the business day after your ACH or wire was processed, go to Cash Transactions in your Brex...

All checks sent from Brex Cash are standard checks. We don’t currently support sending other check types, such as cashier’s checks.

Yes! While Brex isn’t an approved SBA-certified lender, you can deposit externally sourced loans into your Brex Cash account. This includes PPP loans.To find the details you’ll need to provide to deposit the loan, please see: How can I find my account details for someone else to send me money via...

Check deposits are quick and easy via the Brex mobile app! If you don't already have it, please read How can I install the Brex mobile app?Once installed, follow the steps below to make your mobile deposit. We accept cashier’s checks, personal checks, and e-checks in US dollars. Money orders cannot...

You can send checks from your Brex dashboard by following these instructions: Can I send checks from my Brex Cash account?.We don’t currently offer physical checkbooks for issuing checks from your Brex Cash account.

A verification letter is available to download for all Brex Cash accounts. Vendors and other third parties may accept this letter as confirmation of your Brex Cash account details in lieu of a voided check. Step 1: Navigate to the Transactions page under the Cash tab in your dashboard.Step 2: Click...

Admins and users can create and manage vendor information right from the Brex dashboard. The Vendors page under the Cash tab will provide a table of all the stored vendors on your account. To add a new vendor, please follow the steps below. Step 1: Navigate to Vendors under Cash on your Brex...

There are no transaction or wire fees with Brex Cash, nor does Brex charge any fees for transacting with your card. We also don't charge monthly account fees or similar types of fees. However, money market funds may bear fees and expenses.Brex and our partner banks don't charge fees to send or...

No, we don’t charge overdraft or late fees!

Welcome to Brex and congratulations on getting your cash management account! We'll walk you through the setup process for your Brex Cash account and introduce you to the account's main functions. Step 1: Fund your Brex Cash accountYou can fund your account in two ways: Initiate an ACH or wire...

You can find your account details on your Brex dashboard. Step 1: Under Cash, click Transactions. Step 2: Under Account details, select View details.Note: This is what Brex requires to initiate transfers. If the other party asks for additional information, you may need to get further instructions...

Step 1: Enter beneficiary bank informationSWIFT/BIC code: CHASUS33SWIFT ABA/routing/transit number (if asked): 021000021Bank name: JPMorgan Chase Bank N.A.Bank address: 270 Park Avenue, New York, NY 10017Step 2: Enter beneficiary information Beneficiary name: Brex Treasury LLCBeneficiary account...

Admins will see Brex card collections under the Cash tab if your company is making daily payments with Brex Cash. These are payments to Brex for all cleared transactions made on your Brex card, which are paid directly from your Brex Cash account.

If you’ve had one or more failed deposit attempts on your account, your option to Add funds from your dashboard may become restricted. During this time, you can still transfer funds into your Brex Cash account from external sources (such as from your bank portal).As we see a series of successful...

Link your PayPal account to your Brex Cash account to make transfers easy! Follow the steps below on PayPal’s website. Step 1: Navigate to Wallet in the menu of your PayPal dashboard. Step 2: Select Link a bank. Step 3: Search for Brex in the bank list. (Note: Brex is not a bank but for these...

You can see all pending transfers that were initiated through the Brex dashboard under Cash Transactions. If you used an external service to initiate the transfer, you won’t be able to see the pending transfer until it has cleared in your Brex Cash account.

We accept the most common types of checks but there are a few types that aren’t eligible for deposit into your Brex Cash account. Below is a breakdown of what you can and can’t deposit via Brex. Accepted Cashier’s checks Regular handwritten checks E-checksAs a general rule, the check can’t be on...

Typically, ACH and wire transfers aren’t capped at a specific amount. However, larger transfers can have longer processing times and your Brex account may be subject to deposit limits. This impacts the amount you can transfer at one time. You can read more about what deposit limits involve in this...

Your limit does not instantaneously update after you initiate a transfer of funds to either your Brex Cash or connected bank account. Below is a timeline for when you can expect to see changes applied. Brex Cash accountAny inbound transfer must fully clear before the added amount will impact your...

You can add funds to your Brex Cash account through either your Brex app or Brex dashboard. However, some types of transfers are only available on one platform or the other.Transfers accepted through the appCheck depositsCheck deposits can only be completed through the Brex app. Instructions for...

When you choose to close your Brex Cash account, you’ll be prompted to transfer your funds via ACH to another account. If your account has been suspended and closed, your Brex Cash balance will be returned to you once our review of your account is completed.

Brex doesn’t currently provide voided checks. However, you can download an account verification letter from your Brex dashboard that should be a sufficient alternative.Please follow these instructions to do so: How do I download an account verification document for my Brex Cash account?.

If your transfer is only slightly outside of standard processing time, please give it a few extra days to clear.If your transfer is well outside of processing time or you suspect there may be another issue, please follow the steps below.Outbound transfers Step 1: You can view the status of the...

Once an outgoing transfer has successfully been processed, it’s very unlikely that we’d be able to retrieve those funds.If you’d like the transfer returned, please try contacting the receiver to ask them to initiate a refund or destroy the check.

All Brex cards are credit cards. We report your payment history on these cards to business credit bureaus, so Brex Cards can help you build business credit.Payment is typically due for daily statements card balances every day. However, funds aren’t immediately withdrawn whenever you transact...

Processing times for check deposits vary depending on the size of the deposit and the need for enhanced due diligence. Checks will typically clear within 5-7 business days. To add funds to your account more quickly, we recommend initiating a wire transfer or ACH from your external bank account...

Admins and users can initiate ACH transfers from the Brex mobile app. If you don't already have the app, please read How can I install the Brex mobile app?.Step 1: Log in to the Brex app and tap the $ icon at the bottom. Step 2: Tap the + sign at the top right of the screen and select Send money...

We don't currently offer the option to deposit cash into your Brex Cash account or use ATMs with your Brex card. Please read How do I add funds to my Brex Cash account? to learn about alternatives to cash deposits.

Brex Cash can only send and receive funds in US Dollars. Any exchange rate will be determined and performed by the correspondent bank.Brex does not charge any fees for international wire transfers.

To successfully deposit a check via the Brex mobile app, the check must be made payable to one of the following names: Legal business name associated with the Brex Cash account Provided during the application process Legal name of a Brex Cash admin Provided when inviting the user to Brex Doing...

There are three role types you can give a user on a Brex Cash account: Account admin, AP clerk and bookkeeper.To read more about the permissions of each one, read What are the various Brex role types?.

Admins and users can initiate payments from the Brex dashboard. Step 1: Navigate to Transactions under Cash and click Send payment.Step 2: Enter the payment details including the beneficiary information, payment type, and amount.Step 3: Choose the desired payment date, noting the estimated arrival...

Admins can choose to send deposits immediately or have them begin processing at a later date. Deposits can repeat on a monthly, weekly, or custom schedule.Step 1: On the Transactions page under the Cash tab, click Add funds and select Bank transfer.Step 2: Select the account you'd like to transfer...

Admins and users can cancel transactions from the Brex dashboard following the steps below. Step 1: Navigate to Transactions under Cash. The Scheduled section will display any processing or future payments.Step 2: Select the payment and click the ⊘ icon on the right side.For recurring payments...

When depositing funds to your Brex Cash account via the Add funds button in your dashboard, Brex will initiate an ACH debit from the selected financial account. However, some institutions may block or return this debit depending on the ACH blocking or filtering on the account.For security purposes...

As a Brex Cash and card admin, you can link your payroll account to see upcoming payments. If you do this within 3 months of signing up, you'll receive a 20k rewards bonus!If you are not yet a Gusto customer, you can sign up directly on the Brex dashboard to receive 50% off your first 12 months.Step...

You can choose to send a payment immediately or have it sent at a later date, on a monthly, weekly, or custom schedule. Please follow the steps below to make a payment from your Brex dashboard. Step 1: On the Transactions page under the Cash tab, select Send payment.Step 2: Enter the payment details...

Admins of existing Brex card accounts can apply for Brex Cash right from the dashboard by following the steps below.Step 1: Select Cash account at the bottom left of your Brex dashboard.Step 2: Click Get started to begin the application.Step 3: Complete the application and our identity verification...

Receive a 20k rewards bonus for linking your payroll or ecommerce revenue to Brex within 3 months of signing up. You can connect Brex to your payroll service using your account and routing numbers found on the Transactions page in the Cash tab. Click View details under Account details.GustoConnect...

You can change the account that is used to pay your Brex card balance by following the steps below.Step 1: Select Settings at the bottom left of your dashboard.Step 2: Under Connected accounts, click Change account in the Autopay account section. Step 3: Select your Brex Cash account from the listed...

Brex and our partner banks don't charge fees to send or receive international wires. However, when sending funds internationally, funds may be sent through third-party banks who may charge fees to cover their costs. Additionally, the recipient's bank may charge the recipient a fee to process the...

You can find the current yield at any time by viewing our yield fees schedule.

The routing number for your Brex Cash account is 211075086. You can also find this, and other account details, under Account details on the Transactions page of your Cash tab.

Yes, you can send checks! To arrange for a check to be sent, please follow the steps below. Step 1: Click Cash on the left side of your Brex dashboard and then Send payment on the right. Step 2: Enter your recipient's name. Step 3: Under Payment type, select Check. Also enter the amount you want to...

No, we don't charge any monthly fees for Brex Cash accounts.

The first time you add funds from a bank account to your Brex Cash account, we require you to log in to your bank to verify that you're authorized to pull funds from that account. Going forward, when you click Add funds in your dashboard, you can select your bank and initiate a transfer without any...

Brex Cash statements are automatically generated at the beginning of every month and can be found under Statements in your Brex dashboard.

Check deposits fail for a variety of reasons. Please refer to the suggestions below to ensure a successful check deposit. Illegible or missing detailsChecks will be rejected if they cannot be read or if details are missing. Please follow the guidelines below. Use a blue or black ink ballpoint pen...

You can send money via ACH, domestic wire transfer, international wire transfer, and checks.For more information on sending payments, please read How do I send a payment with my Brex Cash account?

We're migrating from LendingClub Bank/ACBB to JP Morgan Chase as the bank that processes all international wires.Why are we migrating?As the number of Brex Cash customers has scaled, we need to use a bank that can handle the volume of payments so that you have a good experience with minimal...

The ability to send international wire transfers has been auto-enabled on your account. Please read How do I send an international wire to my Brex Cash account? for more information.

Please reach out to our support team via the button on the bottom of this page. Our support team will work with our internal teams to promptly fix the issue. Simply mention Cash in the chat and it will direct you to a Brex Cash specialist.

We use photo IDs as part of our Know Your Customer (KYC) requirements for account creation.