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Brex Cash


To get you instant access to your earnings, there are a few initial verifications Brex needs to handle to ensure a seamless link with your other accounts, explained in the sections below. We’re verifying your bank accountBrex needs to verify that your linked bank account can be used to receive and...

Welcome to Brex and congratulations on getting your cash management account! We'll walk you through the setup process for your Brex Cash account and introduce you to the account's main functions. Step 1: Fund your Brex Cash accountYou can fund your account in two ways: Initiate an ACH or wire...

Brex Cash can only send and receive funds in US Dollars. Any exchange rate will be determined and performed by the correspondent bank.Brex does not charge any fees for international wire transfers.

Brex Cash is not a bank account; it is a cash management account offered by Brex Treasury (a FINRA-registered broker-dealer) that functions very much like a business bank account but that is designed for the way small businesses actually work!You can use Brex Cash to securely deposit checks...

What are deposit limits?There are three types of deposits and each has different limits:How are my deposit limits set?Deposit limits are determined by many factors including the tenure of your account, your deposit history, your spending history, and more. Your deposit limits are evaluated daily and...

To successfully deposit a check via the Brex mobile app, the check must be made payable to one of the following names: Legal business name associated with the Brex Cash account Provided during the application process Legal name of a Brex Cash admin Provided when inviting the user to Brex Doing...

There are three role types you can give a user on a Brex Cash account: Account admin, AP clerk and bookkeeper.To read more about the permissions of each one, read What are the various Brex role types?.

Transaction approvals allow Brex admins to delegate financial tasks to an AP clerk, while maintaining final control over when funds leave the account.Transactions made by an AP clerk will require final approval by an account admin before they begin processing. Read What are the various Brex role...

If you sell through PayPal, Square, or Stripe, in order to qualify for instant payouts you’ll need to elect for your earnings to be automatically swept into your Brex account (or third-party bank account if you’d like to test instant payouts via trial access). To do this, please follow the platform...

When our system determines a transaction to be unusual, we may require additional approvals before processing a payment. The approval process may differ depending on the number of admins currently on the account. If a transaction requires additional approval, the sole admin will receive a...

Processing times for check deposits vary depending on the size of the deposit. Typically checks will clear in 1-3 business days. However, sometimes checks may be subject to additional processing time due to factors such as the size of the check or the need for enhanced due diligence.If you need help...

Admins and users can initiate payments from the Brex dashboard. Step 1: Navigate to Transactions under Cash and click Send payment.Step 2: Enter the payment details including the beneficiary information, payment type, and amount.Step 3: Choose the desired payment date, noting the estimated arrival...

Processing times can vary depending on the sending institution, as well as the payment method.Incoming ACH: Based on what time of day the ACH transaction is submitted, it can take 3 - 5 business days for the payment to be processed. Please reach out to the sending institution if you experience any...

To view your account and routing number, select View details on the Transactions page under Cash. These account details can be used to initiate a wire or ACH payment into your account.

Admins and users can create and manage vendor information right from the Brex dashboard. The Vendors page under the Cash tab will provide a table of all the stored vendors on your account. To add a new vendor, please follow the steps below. Step 1: Navigate to Vendors under Cash on your Brex...

Admins can choose to send deposits immediately or have them begin processing at a later date. Deposits can repeat on a monthly, weekly, or custom schedule.Step 1: On the Transactions page under the Cash tab, click Add funds and select Bank transfer.Step 2: Select the account you'd like to transfer...

Admins and users can initiate ACH transfers from the Brex mobile app. If you don't already have the app, please read How can I install the Brex mobile app?.Step 1: Log in to the Brex app and tap the $ icon at the bottom. Step 2: Tap the + sign at the top right of the screen and select Send money...

Admins and users can cancel transactions from the Brex dashboard following the steps below. Step 1: Navigate to Transactions under Cash. The Scheduled section will display any processing or future payments.Step 2: Select the payment and click the ⊘ icon on the right side.For recurring payments...

When depositing funds to your Brex Cash account via the Add funds button in your dashboard, Brex will initiate an ACH debit from the selected financial account. However, some institutions may block or return this debit depending on the ACH blocking or filtering on the account.For security purposes...

A verification letter is available to download for all Brex Cash accounts. Vendors and other third parties may accept this letter as confirmation of your Brex Cash account details in lieu of a voided check. Step 1: Navigate to the Transactions page under the Cash tab in your dashboard.Step 2: Click...

You can prevent unwanted ACH debits by managing which counterparties are authorized to pull funds from your Brex Cash account. Whenever an unauthorized ACH debit is attempted, all Brex Cash and card admins, as well as Brex Cash users, will be notified via email.There are two ways to configure your...

Brex automatically redeems any available rewards points at the time of collection to offset your instant payouts fee. Points are redeemed at a rate of $1 per 100 points. If we’re unable to fully offset your instant payouts fee with your available rewards balance, we’ll collect the remainder as cash...

When you navigate to Instant payouts on your dashboard, you’ll be presented with a dollar amount that you can access. This represents the maximum cash deposit that Brex is willing to provide based on your selling performance. This is calculated as a percentage of your total net sales generated since...

Instant payouts is a Brex feature that allows you to get instant access to your earnings. When you sell through platforms like Amazon or Shopify, it may take days or weeks for the cash from that sale to hit your bank account. Instant payouts reduce that gap from days or weeks to minutes, offering on...

To qualify for instant payouts, you'll need to have: At least one selling platform account connected to Brex At least 30 days of selling history At least $500 in monthly net sales on your connected accountYou’ll be able to test instant payouts for 30 days by connecting the bank account you use for...

As a Brex Cash and card admin, you can link your payroll account to see upcoming payments. If you do this within 3 months of signing up, you'll receive a 20k rewards bonus!If you are not yet a Gusto customer, you can sign up directly on the Brex dashboard to receive 50% off your first 12 months.Step...

Yes! There are many benefits to using a Brex Cash account. Please review the following types of rewards. Bonus pointsYou'll get 10,000 points when you spend $3,000 on your Brex card and 20,000 points when you link a payroll or ecommerce platform to Brex within your first 3 months.Supported linked...

You can choose to send a payment immediately or have it sent at a later date, on a monthly, weekly, or custom schedule. Please follow the steps below to make a payment from your Brex dashboard. Step 1: On the Transactions page under the Cash tab, select Send payment.Step 2: Enter the payment details...

You can choose to allocate your Brex Cash balance between FDIC-insured cash and money market funds (MMF). To view your allocation split, follow the steps below.Step 1: Click Settings at the bottom left of the dashboard.Step 2: Under the Company tab, navigate to Account holdings and click View to the...

Admins of existing Brex card accounts can apply for Brex Cash right from the dashboard by following the steps below.Step 1: Select Cash account at the bottom left of your Brex dashboard.Step 2: Click Get started to begin the application.Step 3: Complete the application and our identity verification...

Receive a 20k rewards bonus for linking your payroll or ecommerce revenue to Brex within 3 months of signing up. You can connect Brex to your payroll service using your account and routing numbers found on the Transactions page in the Cash tab. Click View details under Account details.GustoConnect...

You can change the account that is used to pay your Brex card balance by following the steps below.Step 1: Select Settings at the bottom left of your dashboard.Step 2: Under Connected accounts, click Change account in the Autopay account section. Step 3: Select your Brex Cash account from the listed...

Brex and our partner banks don't charge fees to send or receive international wires. However, when sending funds internationally, funds may be sent through third-party banks who may charge fees to cover their costs. Additionally, the recipient's bank may charge the recipient a fee to process the...

You can find the current yield at any time by viewing our yield fees schedule.

The routing number for your Brex Cash account is 211075086. You can also find this, and other account details, under Account details on the Transactions page of your Cash tab.

Processing times can vary depending on whether the payment is sent via ACH, check, domestic wire, or international wire. Please read the relevant section below for time estimations. ACH: It will take 1-3 business days for the payment to be processed, depending on what time of day the ACH transaction...

International wire transfers are supported for the countries listed below. AlbaniaAlgeriaArgentinaArmeniaAustraliaAustriaBangladeshBelarusBelgiumBelizeBrazilBulgariaCanadaCayman IslandsChileChinaColombiaCosta RicaCote d'IvoireCroatiaCyprusCzech RepublicDenmarkDominican...

There are no transaction or wire fees with Brex Cash. We also don't charge monthly account fees or similar types of fees. However, money market funds may bear fees and expenses.Brex and our partner banks don't charge fees to send or receive international wires, but third-party banks may charge fees...

Below are the wire instructions for sending an international wire to your Brex account. SWIFT/BIC code: CHASUS33Bank name: JPMorgan Chase Bank N.A.Bank address: 270 Park Avenue, New York, NY 10017Beneficiary name: Brex Treasury LLCBeneficiary account number: 670912226Beneficiary address: 405 Howard...

You can find your account details on your Brex dashboard. Step 1: Under Cash, click Transactions. Step 2: Under Account details, select View details.

Yes, you can send checks! To arrange for a check to be sent, please follow the steps below. Step 1: Click Cash on the left side of your Brex dashboard and then Send payment on the right. Step 2: Enter your recipient's name. Step 3: Under Payment type, select Check. Also enter the amount you want to...

You can deposit checks into your Brex Cash account using the Brex mobile app. If you don't already have it installed, please read How can I install the Brex mobile app? Once installed, please follow the steps below to deposit a check using the app. Step 1: Log into the Brex app.Step 2: Select the...

No, we don't charge any monthly fees for Brex Cash accounts.

Your funds will be swept into a money market mutual fund that is managed by Brex Treasury LLC.

The first time you add funds from a bank account to your Brex Cash account, we require you to log in to your bank to verify that you're authorized to pull funds from that account. Going forward, when you click Add funds in your dashboard, you can select your bank and initiate a transfer without any...

Brex Cash statements are automatically generated at the beginning of every month and can be found under Statements in your Brex dashboard.

Check deposits fail for a variety of reasons. Please refer to the suggestions below to ensure a successful check deposit. Illegible or missing detailsChecks will be rejected if they cannot be read or if details are missing. Please follow the guidelines below. Use a blue or black ink ballpoint pen...

There are a few different ways to add funds to your Brex Cash account. Please review the following options. Transferring funds from an external accountThis is typically the fastest way to add funds to Brex Cash. You can view your account and routing number by navigating to Transactions and selecting...

You can send money via ACH, domestic wire transfer, international wire transfer, and checks.For more information on sending payments, please read How do I send a payment with my Brex Cash account?

We're migrating from LendingClub Bank/ACBB to JP Morgan Chase as the bank that processes all international wires.Why are we migrating?As the number of Brex Cash customers has scaled, we need to use a bank that can handle the volume of payments so that you have a good experience with minimal...

The ability to send international wire transfers has been auto-enabled on your account. Please read How do I send an international wire to my Brex Cash account? for more information.

Please reach out to our support team via the button on the bottom of this page. Our support team will work with our internal teams to promptly fix the issue. Simply mention Cash in the chat and it will direct you to a Brex Cash specialist.

You can receive money via ACH, domestic wire transfer, international wire transfer, and checks.

We use photo IDs as part of our Know Your Customer (KYC) requirements for account creation.